Studies have largely shown over the years that women tend to live six to eight years longer than men. This means they'll need a healthy nest egg that will stretch those extra years. However, historically women have looked at retirement investment very differently than men and, as a result, don't have the cushion they could have when the time arrives.
From None to Too Much, How Much Diversification is Just Right?
This article discusses strategies 401(k) plan participants use to concentrate or diversify their assets, discussing one concentration strategy and three diversification strategies.
Investments can growth wealth two ways: by returning income to you and by growing in value. Expected return is the combination of income and growth you expect on an investment in a single year. Of course investments can also fluctuate in value, and some fluctuate more than others. Investment professionals call that fluctuation volatility. The wider the fluctuations, the higher the volatility.