Insights

At GuidedChoice, we believe plan sponsors should be able to plug advice into their plan, without upsetting their existing plan menu. They should be confident that the advice is free of conflicts, and that it treats participants as unique individuals — participants deserve more than an asset allocation schedule determined by their age. They deserve first-rate wealth planning advice that is affordable for even the smallest plans. Advice that allows them to sustain their quality of life and pursue retirement ambitions, while taking an appropriate amount of risk. 

The first quarter always brings the excitement of new insights, new expectations, and new goals. It sets the tone and pace for the rest of the year. It’s a happy time.

At least it should be.

The new year also brings its fair share of stress because, for plan sponsors, it’s time to critically evaluate plan effectiveness. It’s time to answer tough questions. 

Who’s in, who’s out? Are assets up or down? How effective is my plan at helping

Over the last decade, employers have embraced workplace wellness programs, understanding the clear benefits of a healthier, more productive workforce.

But as debt, healthcare costs, and other factors contribute to an increasingly financially strained and stressed workforce, employers are turning to financial wellness programs.