There’s excitement in the air when a participant closes their office door for the last time and embarks on retirement. A smile, maybe a wave goodbye, and then it’s time for new adventures.
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4 Ways Plan Sponsors Can Mitigate Longevity Risk
Every plan sponsor wants their participants to retire comfortably. For them to be able to spend their retirement taking long walks on sandy beaches, spoiling grandchildren, or even traveling around the world.
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Topics: DC drawdown strategies for participants, drawdown strategies 401k
A 401(k) plan is designed to provide people with a form of retirement income. Ideally, you routinely add money to your account and leave it untouched until retirement arrives. Unfortunately, life doesn't always work as planned. Sometimes events happen that require you to take an early withdrawal.
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Topics: 401k withdrawals, 401k loans, 401k withdrawal penalties