How Much Should I Contribute to My 401(k)?: Calculating Your 401(k) Contribution
Most people have big dreams for their retirement years but aren't certain how to pay for it. The big question everyone asks is "How much should I contribute to my 401(K) account?"
Topics: 401(k) contribution, how much should I contribute to my 401(k), calculating your 401(k) contribution, maximize your 401(k) contribution, employer-matched contributions
Topics: tax-efficient investing, tax deferred accounts, Roth IRA, qualified distributions, The Greatest Method for Tax Efficient Investing
For all the challenges investors face when saving for retirement, one of the easiest ways they can undermine their own efforts is by chasing what’s hot – whether that means chasing certain fund categories or specific funds. One measure of the effect of investor behavior as it pertains to a particular fund is the fund’s investor return. The investor return measures how a fund’s investors performed. This article discusses why investor returns (as represented by Morningstar Investor Return™[1] (MIR)) are different from fund returns and concludes with takeaways and advice for consumers.
Topics: Saving for Retirement, All, working retirement, investor returns, market downturn, investment loss, investing for retirement, fund returns, what returns investors expect
